A SACCO in every sector
The December 2008 National Dialogue recommended at least one SACCO in each sector to expand access to financial services.
Information source ↗
THE SACCO STORY
Saving together.
Growing together.
The Umurenge SACCO journey in Rwanda and the records that connect it to Rutsiro.
UNDERSTANDING A SACCO
Saving rooted
in cooperation.
SACCO stands for “Savings and Credit Cooperative”. Its purpose centres on members working together to access financial services. ABADAHIGWA’s approved rules establish its specific membership rights, responsibilities and requirements.
Explore membership- 2008
- 2009
Umurenge SACCOs begin to form
MINECOFIN dates the formation of the 416 Umurenge SACCOs from 2009. This is the national programme’s history, not ABADAHIGWA’s incorporation date.
Information source ↗ - 2021
The record of Rutsiro’s 13 sectors
BNR’s register records the Umurenge SACCO names for all 13 Rutsiro sectors, preserving the local names people may remember.
Information source ↗ - 2024
A national automation milestone
On 10 June 2024, MINECOFIN announced the completion of automation across all 416 Umurenge SACCOs, followed by the district consolidation programme.
Information source ↗ - 2026
ABADAHIGWA in BNR’s register
The supervised-institution register checked on 9 September 2026 lists ABADAHIGWA SACCO RUTSIRO at entry 67. This is our verification date, not an incorporation date.
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FROM OUR ROOTS TO TOMORROW
Progress begins
with practical steps.
Saving, understanding borrowing costs and keeping records can support household and business planning. Explore their connection with national development priorities.
Explore development priorities